How do I file a storm damage claim with my current carrier after last weekend's severe winds without my rates doubling on my primary residence?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I file a storm damage claim with my current carrier after last weekend's severe winds without my rates doubling on my primary residence?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Texas Department of Insurance homeowners windstorm claim filing deductible claim history premium increase catastrophe claims Texas 2026 Google ↗
Texas homeowners insurance claims weather catastrophe rate increase claim surcharge Texas law 2026 Google ↗
- Will my premium go up if I file a claim? · tdi.texas.gov
- Texas Administrative Code, Subchapter J, Section 21.1004 - Restrictions on Certain Claims in Residential Property Insurance and Transition Plan Requirement | Texas Administrative Code · regulations.justia.com
- How are your auto and homeowners insurance costs calculated? · tdi.texas.gov
- TDI prioritizes transparency by making home and auto data public · tdi.texas.gov
- Home insurance guide · tdi.texas.gov
- Hail damage to your home or car? What to do next. · tdi.texas.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas Department of Insurance homeowners windstorm claim filing deductible claim history premium increase catastrophe claims Texas 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Texas homeowners insurance claims weather catastrophe rate increase claim surcharge Texas law 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |