Can my employee switch from my group health plan to an ACA marketplace plan during open enrollment without losing subsidies?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my employee switch from my group health plan to an ACA marketplace plan during open enrollment without losing subsidies?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA employer coverage affordability percentage 2026 premium tax credit minimum value IRS Google ↗
HealthCare.gov employer coverage affordable minimum value Marketplace savings employee declines employer plan open enrollment Google ↗
- Affordable coverage - Glossary · healthcare.gov
- Minimum value and affordability · irs.gov
- Publication 974 (2025), Premium Tax Credit (PTC) · irs.gov
- Marketplace coverage & HRAs · healthcare.gov
- Questions and answers on employer shared responsibility provisions under the Affordable Care Act · irs.gov
- If you’d like to change to a Marketplace plan · healthcare.gov
- I’m eligible for health benefits at work. However, I forgot to turn in my enrollment papers on time during the company's open enrollment season, so now I’m not covered. Can I get a plan in the Marketplace instead? Can I apply for subsidies? · kff.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA employer coverage affordability percentage 2026 premium tax credit minimum value IRS OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
HealthCare.gov employer coverage affordable minimum value Marketplace savings employee declines employer plan open enrollment OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |