How do lenders calculate my qualifying income for a mortgage if I switched to freelance work six months ago after years as a W2 employee?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate my qualifying income for a mortgage if I switched to freelance work six months ago after years as a W2 employee?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide self-employed less than two years prior employment same line of work 2026 mortgage qualifying income Google ↗
Freddie Mac self-employed less than two years prior employment same occupation mortgage income documentation Google ↗
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide self-employed less than two years prior employment same line of work 2026 mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac self-employed less than two years prior employment same occupation mortgage income documentation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |