Real ChatGPT answer · index seedtfvyoIHBEqIcompleteFinance and banking · retirement accountsinformational
How do inherited pension rules differ for a spouse compared to a non-spouse beneficiary under the current federal guidelines?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do inherited pension rules differ for a spouse compared to a non-spouse beneficiary under the current federal guidelines?
2 real searches · 1 real-search pass
IRS Publication 575 2025 pension annuity survivor beneficiary spouse nonspouse distributions inherited pension rules; IRS Publication 590-B 2025 inherited IRA spouse nonspouse SECURE Act 10-year rule; IRS required minimum distributions beneficiary 2026 regulationsGoogle ↗
OBSERVEDReason
Department of Labor ERISA surviving spouse qualified joint and survivor annuity beneficiary pension death benefits nonspouseGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Publication 575 2025 pension annuity survivor beneficiary spouse nonspouse distributions inherited pension rules; IRS Publication 590-B 2025 inherited IRA spouse nonspouse SECURE Act 10-year rule; IRS required minimum distributions beneficiary 2026 regulations Google ↗
Department of Labor ERISA surviving spouse qualified joint and survivor annuity beneficiary pension death benefits nonspouse Google ↗
- 29 U.S.C. § 1055: Requirement of joint and survivor annuity and preretirement survivor annuity · uscode.house.gov
- FAQs about Retirement Plans and ERISA · dol.gov
- Retirement topics — Qualified pre-retirement survivor annuity (QPSA) · irs.gov
- Retirement topics - Beneficiary · irs.gov
- Employee Plans news · irs.gov
- 26 U.S.C. § 401: Qualified pension, profit-sharing, and stock bonus plans · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Publication 575 2025 pension annuity survivor beneficiary spouse nonspouse distributions inherited pension rules; IRS Publication 590-B 2025 inherited IRA spouse nonspouse SECURE Act 10-year rule; IRS required minimum distributions beneficiary 2026 regulations OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor ERISA surviving spouse qualified joint and survivor annuity beneficiary pension death benefits nonspouse OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |