Real ChatGPT answer · index seedtfKg6ZOx9ugcompleteFinance and banking · investing and brokeragescommercial

Can you compare the current yields and FDIC insurance limits of Marcus and Ally high yield savings accounts to see which one is safer for our emergency fund

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare the current yields and FDIC insurance limits of Marcus and Ally high yield savings accounts to see which one is safer for our emergency fund
3 real searches · 1 real-search pass
Marcus by Goldman Sachs high-yield online savings account current APY October 2026 official rateGoogle ↗
OBSERVEDOther / navigational
Ally Bank Online Savings Account current APY October 2026 official rateGoogle ↗
OBSERVEDShort fact
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigational33%ComparisonConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Marcus by Goldman Sachs high-yield online savings account current APY October 2026 official rate Google ↗
Ally Bank Online Savings Account current APY October 2026 official rate Google ↗
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high-yield online savings account current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Ally Bank Online Savings Account current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
FDIC deposit insurance standard maximum deposit insurance amount $250,000 per depositor per insured bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1