I want to replace my expensive whole life insurance with a cheap thirty year term policy, but what are the hidden fees I should watch out for?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I want to replace my expensive whole life insurance with a cheap thirty year term policy, but what are the hidden fees I should watch out for?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
NAIC consumer guide life insurance term whole life policy replacement surrender charges free look period replacement rules Google ↗
New Jersey Department Banking Insurance life insurance policy replacement consumer guide term whole life Google ↗
- Life Insurance Information for Consumers · dfs.ny.gov
- Life Insurance Guide · insurance.ca.gov
- 3. Amended to effect either a reduction in benefits or in the term of coverage · ivyllc.com
- Life insurance guide · tdi.texas.gov
- Buying Life Insurance · idoi.illinois.gov
- New Jersey Department of Banking and Insurance · nj.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
NAIC consumer guide life insurance term whole life policy replacement surrender charges free look period replacement rules OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
New Jersey Department Banking Insurance life insurance policy replacement consumer guide term whole life OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |