Real ChatGPT answer · index seedtBVf8FDPbeEcompleteFinance and banking · personal loansinformational
Is it possible to get a co signer who is my adult child for a bank personal loan, and what legal responsibilities do they take on if I pass away?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it possible to get a co signer who is my adult child for a bank personal loan, and what legal responsibilities do they take on if I pass away?
3 real searches · 1 real-search pass
CFPB cosigner personal loan responsibility death borrower dies estate cosigner liabilityGoogle ↗
OBSERVEDConsequence
FTC deceased person's debts estate surviving family cosigner responsible debtGoogle ↗
OBSERVEDReason
New Mexico deceased borrower cosigner personal loan liability estateGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB cosigner personal loan responsibility death borrower dies estate cosigner liability Google ↗
FTC deceased person's debts estate surviving family cosigner responsible debt Google ↗
New Mexico deceased borrower cosigner personal loan liability estate Google ↗
- Debts and Deceased Relatives · consumer.ftc.gov
- Does a person's debt go away when they die? · consumerfinance.gov
- Cosigning a Loan FAQs · consumer.ftc.gov
- Probate · selfrepresentation.nmcourts.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB cosigner personal loan responsibility death borrower dies estate cosigner liability OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FTC deceased person's debts estate surviving family cosigner responsible debt OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New Mexico deceased borrower cosigner personal loan liability estate OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |