Can you explain the step-by-step workflow underwriters use to evaluate restricted stock units for mortgage qualifying income during a preapproval?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain the step-by-step workflow underwriters use to evaluate restricted stock units for mortgage qualifying income during a preapproval?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide restricted stock units RSU income qualifying income documentation vesting historyGoogle ↗
OBSERVED
Freddie Mac seller servicer guide restricted stock units income mortgage qualifying incomeGoogle ↗
OBSERVED
FHA VA conventional mortgage RSU income underwriting guidelines restricted stock unitsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide restricted stock units RSU income qualifying income documentation vesting history Google ↗
Freddie Mac seller servicer guide restricted stock units income mortgage qualifying income Google ↗
FHA VA conventional mortgage RSU income underwriting guidelines restricted stock units Google ↗
- Restricted Stock Units and Restricted Stock Employment Income · selling-guide.fanniemae.com
- Selling Guide Announcement (SEL-2023-11) · singlefamily.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide · guide.freddiemac.com
- VA Pamphlet VAP26-7 Chapter 04 Credit Underwriting · knowva.ebenefits.va.gov
- How lenders view RSUs and stock-based compensation for mortgage income · equityapp.crosscountrymortgage.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide restricted stock units RSU income qualifying income documentation vesting history OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac seller servicer guide restricted stock units income mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA VA conventional mortgage RSU income underwriting guidelines restricted stock units OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |