Real ChatGPT answer · index seedt6zh0nkv8g4completeFinance and banking · mortgagescomparison

Is refinancing our mortgage right now actually cheaper than paying a fee for a mortgage recast given today's average closing costs?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is refinancing our mortgage right now actually cheaper than paying a fee for a mortgage recast given today's average closing costs?
2 real searches · 1 real-search pass
2026 average mortgage refinance closing costs national average 2026 recast fee typical mortgage lenderGoogle ↗
OBSERVED
mortgage recast fee typical cost lender 2026 recast requirementsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 average mortgage refinance closing costs national average 2026 recast fee typical mortgage lender Google ↗
mortgage recast fee typical cost lender 2026 recast requirements Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 average mortgage refinance closing costs national average 2026 recast fee typical mortgage lender
OBSERVED
Google ↗
AI Mode ↗
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of 1
mortgage recast fee typical cost lender 2026 recast requirements
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1