My cousin wants me to co-sign his auto loan in an hour, but what are the exact legal risks if he misses payments on a used sedan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My cousin wants me to co-sign his auto loan in an hour, but what are the exact legal risks if he misses payments on a used sedan?
3 real searches · 1 real-search pass
North Carolina co-signer auto loan liability repossession deficiency judgment statute of limitations garnishment consumer debt officialGoogle ↗
OBSERVEDReason
FTC co-signer notice rights creditor pursue co-signer first missed payments auto loanGoogle ↗
OBSERVEDConsequence
North Carolina repossession deficiency notice commercial code vehicle loan statute officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
North Carolina co-signer auto loan liability repossession deficiency judgment statute of limitations garnishment consumer debt official Google ↗
FTC co-signer notice rights creditor pursue co-signer first missed payments auto loan Google ↗
North Carolina repossession deficiency notice commercial code vehicle loan statute official Google ↗
- Cosigning a Loan FAQs · consumer.ftc.gov
- 16 CFR § 444.3 - Unfair or deceptive cosigner practices. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Complying with the Credit Practices Rule · ftc.gov
- Car Repossession information from the NC Department of Justice · ncdoj.gov
- Should I agree to co-sign someone else’s car loan? · consumerfinance.gov
- 3 things you should consider before co-signing for an auto loan · consumerfinance.gov
- Chapter 25 · ncleg.gov
- G.S. 25-9-610 · library.ncleg.gov
- G.S. 25-9-615 · ncleg.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
North Carolina co-signer auto loan liability repossession deficiency judgment statute of limitations garnishment consumer debt official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC co-signer notice rights creditor pursue co-signer first missed payments auto loan OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
North Carolina repossession deficiency notice commercial code vehicle loan statute official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |