What are the current interest rates for FHA loans versus conventional loans and which one makes more financial sense if I only have three percent down?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current interest rates for FHA loans versus conventional loans and which one makes more financial sense if I only have three percent down?
1 real search · 1 real-search pass
October 31 2026 current average 30-year fixed mortgage rate FHA conventional mortgage rates 2026Google ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
October 31 2026 current average 30-year fixed mortgage rate FHA conventional mortgage rates 2026 Google ↗
- FHA loan rates | Bankrate · bankrate.com
- Compare 30-Year Mortgage Rates Today · bankrate.com
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- What to Know About PMI · yourhome.fanniemae.com
- What is mortgage insurance and how does it work? · consumerfinance.gov
- HomeReady Low Down Payment Mortgage · yourhome.fanniemae.com
- What You Need To Know About Down Payments · yourhome.fanniemae.com