Real ChatGPT answer · index seedt1MN2YMfmF8completeInsurance · life insuranceinformational

Will vaping CBD oil cause an insurance company to charge me smoker life insurance rates for my family policy

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Will vaping CBD oil cause an insurance company to charge me smoker life insurance rates for my family policy
2 real searches · 1 real-search pass
life insurance underwriting CBD vaping nicotine-free vape smoker classification United States insurer guidelinesGoogle ↗
OBSERVEDReason
life insurance application CBD oil vaping disclose tobacco marijuana use underwritingGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
life insurance underwriting CBD vaping nicotine-free vape smoker classification United States insurer guidelines Google ↗
life insurance application CBD oil vaping disclose tobacco marijuana use underwriting Google ↗
  1. Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
  2. Nationwide® Underwriting · nbainc.com
  3. The truth about life insurance & smoking · johnhancock.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
life insurance underwriting CBD vaping nicotine-free vape smoker classification United States insurer guidelines
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
life insurance application CBD oil vaping disclose tobacco marijuana use underwriting
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1