Real ChatGPT answer · index seedt0YHIDcAZD4completeLegal · bankruptcycomparison

Compare debt consolidation loans through SoFi versus National Debt Relief for unsecured credit card balances totaling forty thousand dollars when facing potential litigation from creditors.

ChatGPTgpt-64 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare debt consolidation loans through SoFi versus National Debt Relief for unsecured credit card balances totaling forty thousand dollars when facing potential litigation from creditors.
4 real searches · 1 real-search pass
SoFi personal loan APR fees terms debt consolidation official 2026Google ↗
OBSERVEDOther / navigational
National Debt Relief program fees how it works lawsuit creditors official 2026Google ↗
OBSERVEDReason
CFPB debt settlement risks lawsuit creditors stop paying debt settlement companyGoogle ↗
OBSERVEDComparison
New Jersey credit card debt collection lawsuit statute limitations 6 years consumer debt attorneyGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational25%Comparison25%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
SoFi personal loan APR fees terms debt consolidation official 2026 Google ↗
National Debt Relief program fees how it works lawsuit creditors official 2026 Google ↗
CFPB debt settlement risks lawsuit creditors stop paying debt settlement company Google ↗
New Jersey credit card debt collection lawsuit statute limitations 6 years consumer debt attorney Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi personal loan APR fees terms debt consolidation official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
National Debt Relief program fees how it works lawsuit creditors official 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
CFPB debt settlement risks lawsuit creditors stop paying debt settlement company
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
New Jersey credit card debt collection lawsuit statute limitations 6 years consumer debt attorney
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1