How does the issuer determine the daily average balance when calculating interest charges on a balance transfer with a lingering cash advance balance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the issuer determine the daily average balance when calculating interest charges on a balance transfer with a lingering cash advance balance?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB credit card payment allocation highest interest rate balance minimum payment average daily balance cash advance balance transfer Google ↗
credit card agreement average daily balance method separate balances cash advances balance transfers interest calculation issuer Google ↗
- How does my credit card company calculate the amount of interest I owe? · consumerfinance.gov
- § 1026.53 Allocation of payments. · consumerfinance.gov
- Are payments applied to purchases or cash advances first? · helpwithmybank.gov
- Credit card contract definitions · consumerfinance.gov
- HOW WE CALCULATE INTEREST · files.consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB credit card payment allocation highest interest rate balance minimum payment average daily balance cash advance balance transfer OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
credit card agreement average daily balance method separate balances cash advances balance transfers interest calculation issuer OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |