What are the pros and cons of refinancing my current mortgage through Wells Fargo versus going with an online broker
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the pros and cons of refinancing my current mortgage through Wells Fargo versus going with an online broker
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Wells Fargo mortgage refinance current rates fees refinance loan estimate official 2026 Google ↗
CFPB compare mortgage Loan Estimates broker lender loan costs mortgage shopping Google ↗
- Mortgage Refinancing · wellsfargo.com
- Compare and negotiate your loan offers · consumerfinance.gov
- Shopping for a Mortgage · consumerfinance.gov
- What is the difference between a mortgage lender and a mortgage broker? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Wells Fargo mortgage refinance current rates fees refinance loan estimate official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB compare mortgage Loan Estimates broker lender loan costs mortgage shopping OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |