Real ChatGPT answer · index seedsx5B735d0gscompleteFinance and banking · credit scores and repairinformational
My older sister wants to add me as an authorized user on her credit card that has a high limit, but will her late payments from two years ago hurt my credit score too?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My older sister wants to add me as an authorized user on her credit card that has a high limit, but will her late payments from two years ago hurt my credit score too?
1 real search · 1 real-search pass
authorized user credit card late payments appear on credit report seven years FICO officialGoogle ↗
OBSERVED
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Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
authorized user credit card late payments appear on credit report seven years FICO official Google ↗
- How Authorized Users Affect FICO Scores| myFICO · myfico.com
- Will Being an Authorized User Help My Credit? · experian.com
- How long does information stay on my credit report? · consumerfinance.gov
- I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt? · consumerfinance.gov