How does the five-year rule apply to Roth IRA conversions when I am under age fifty nine and a half and need to withdraw the principal before retirement age?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the five-year rule apply to Roth IRA conversions when I am under age fifty nine and a half and need to withdraw the principal before retirement age?
1 real search · 1 real-search pass
IRS Roth IRA conversion five-year rule taxable conversion amounts early distribution ordering rules Publication 590-B 2025Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS Roth IRA conversion five-year rule taxable conversion amounts early distribution ordering rules Publication 590-B 2025 Google ↗