Real ChatGPT answer · index seedsnYC3rkfgyUcompleteFinance and banking · small business bankingcomparison
Compare the SBA 7a loan closing costs between Huntington Bank and Celtic Bank to see which one saves me more upfront cash right now.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the SBA 7a loan closing costs between Huntington Bank and Celtic Bank to see which one saves me more upfront cash right now.
3 real searches · 1 real-search pass
2026 SBA 7(a) upfront guaranty fee schedule fiscal year 2027 October 1 2026 SBA officialGoogle ↗
OBSERVEDConsequence
Huntington Bank SBA 7(a) loan fees closing costs origination packaging fee officialGoogle ↗
OBSERVEDReason
Celtic Bank SBA 7(a) loan fees closing costs origination packaging fee officialGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 SBA 7(a) upfront guaranty fee schedule fiscal year 2027 October 1 2026 SBA official Google ↗
Huntington Bank SBA 7(a) loan fees closing costs origination packaging fee official Google ↗
Celtic Bank SBA 7(a) loan fees closing costs origination packaging fee official Google ↗
- Huntington SBA lending · huntington.com
- Celtic Bank SBA lending · celticbank.com
- Small Business Loans · huntington.com
- 7(a) Fees Effective October 1, 2026 for Fiscal Year 2027 · legacy.sba.gov
- Fees the Lender Pays SBA, SBA SOP 50 10 8.1 A.Ch4.C.1 · claudeforcompliance.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 SBA 7(a) upfront guaranty fee schedule fiscal year 2027 October 1 2026 SBA official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Huntington Bank SBA 7(a) loan fees closing costs origination packaging fee official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Celtic Bank SBA 7(a) loan fees closing costs origination packaging fee official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |