Real ChatGPT answer · index seedsmnhS0DdqZgcompleteFinance and banking · checking and savings accountscommercial

How do SoFi checking and savings rates compare to Marcus by Goldman Sachs for a household trying to maximize passive income?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do SoFi checking and savings rates compare to Marcus by Goldman Sachs for a household trying to maximize passive income?
3 real searches · 1 real-search pass
SoFi checking and savings APY current rates October 2026 official direct deposit requirementsGoogle ↗
OBSERVEDOther / navigational
Marcus by Goldman Sachs high yield online savings APY current October 2026 officialGoogle ↗
OBSERVEDOther / navigational
SoFi checking savings account fees minimum balance APY terms officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%ComparisonConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi checking and savings APY current rates October 2026 official direct deposit requirements Google ↗
Marcus by Goldman Sachs high yield online savings APY current October 2026 official Google ↗
SoFi checking savings account fees minimum balance APY terms official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi checking and savings APY current rates October 2026 official direct deposit requirements
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Marcus by Goldman Sachs high yield online savings APY current October 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
SoFi checking savings account fees minimum balance APY terms official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1