Are there specific states where employer-paid disability plans are mandated to include portability features without requiring evidence of insurability upon termination of employment?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there specific states where employer-paid disability plans are mandated to include portability features without requiring evidence of insurability upon termination of employment?
3 real searches · 1 real-search pass
state laws group disability insurance portability conversion privilege termination employment no evidence of insurability disability incomeGoogle ↗
OBSERVEDYes / no
"disability" "portability" "evidence of insurability" state law group insurance termination employmentGoogle ↗
OBSERVEDReason
group disability insurance conversion privilege state statutes portability termination employmentGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
state laws group disability insurance portability conversion privilege termination employment no evidence of insurability disability income Google ↗
"disability" "portability" "evidence of insurability" state law group insurance termination employment Google ↗
group disability insurance conversion privilege state statutes portability termination employment Google ↗
- Laws of Puerto Rico Title 26, § 1707 (2025) - Conversion provision :: 2025 Laws of Puerto Rico :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Maryland Insurance Code Section 15-413 (2025) - Conversion From Group to Individual Policy -- Group Health Insurance Policies With Disability Benefits :: 2025 Maryland Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- RCW 48.21.260: · app.leg.wa.gov
- Insurance Topics | Employee Retirement Income Security Act · content.naic.org
- Advisory Opinion 2007-06A · dol.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
state laws group disability insurance portability conversion privilege termination employment no evidence of insurability disability income OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
"disability" "portability" "evidence of insurability" state law group insurance termination employment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
group disability insurance conversion privilege state statutes portability termination employment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |