Real ChatGPT answer · index seedsiQlaYc4XdQcompleteFinance and banking · checking and savings accountshowto
Will opening a new high yield savings account for our kids college fund result in a hard or soft credit pull on my Equifax report today
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will opening a new high yield savings account for our kids college fund result in a hard or soft credit pull on my Equifax report today
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
high yield savings account opening hard credit inquiry soft pull ChexSystems bank policy Equifax Google ↗
CFPB opening bank account credit check ChexSystems hard inquiry savings account Google ↗
- When can a bank pull or review a credit report? · helpwithmybank.gov
- What is a credit inquiry? · consumerfinance.gov
- Will it hurt my credit if my bank or credit union closed my checking account? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
high yield savings account opening hard credit inquiry soft pull ChexSystems bank policy Equifax OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB opening bank account credit check ChexSystems hard inquiry savings account OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |