Real ChatGPT answer · index seedsi4zxJeR2PocompleteFinance and banking · retirement accountscommercial
Can someone break down the pro rata rule with a quick example because my CPA wants an answer on my Roth recharacterization today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone break down the pro rata rule with a quick example because my CPA wants an answer on my Roth recharacterization today.
1 real search · 1 real-search pass
IRS Roth IRA recharacterization contribution pro rata rule Form 8606 year end value traditional SEP SIMPLE IRA conversionGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS Roth IRA recharacterization contribution pro rata rule Form 8606 year end value traditional SEP SIMPLE IRA conversion Google ↗
- Retirement plans FAQs regarding IRAs · irs.gov
- Instructions for Form 8606 (2025) · irs.gov