What is the most accurate way to calculate total closing costs including loan origination fees and title insurance in California.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the most accurate way to calculate total closing costs including loan origination fees and title insurance in California.
2 real searches · 1 real-search pass
California title insurance rates regulated title insurance premium calculator Department of Insurance escrow closing costs county transfer tax officialGoogle ↗
OBSERVEDComparison
CFPB Loan Estimate closing costs origination charges title services recording fees prepaid taxes insuranceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California title insurance rates regulated title insurance premium calculator Department of Insurance escrow closing costs county transfer tax official Google ↗
CFPB Loan Estimate closing costs origination charges title services recording fees prepaid taxes insurance Google ↗
- Loan estimate explainer · consumerfinance.gov
- § 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate). · consumerfinance.gov
- Closing disclosure explainer · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California title insurance rates regulated title insurance premium calculator Department of Insurance escrow closing costs county transfer tax official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
CFPB Loan Estimate closing costs origination charges title services recording fees prepaid taxes insurance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |