How do commercial property policies treat civil authority shutdowns in a small business interruption insurance claim when access to a retail strip is restricted?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do commercial property policies treat civil authority shutdowns in a small business interruption insurance claim when access to a retail strip is restricted?
3 real searches · 1 real-search pass
commercial property insurance civil authority business income coverage access prohibited physical damage other property 72 hours policy wordingGoogle ↗
OBSERVEDReason
ISO business income civil authority coverage 2 consecutive weeks 72 hours physical damage neighboring propertyGoogle ↗
OBSERVEDConsequence
Indiana civil authority business interruption insurance access retail property policy interpretationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
commercial property insurance civil authority business income coverage access prohibited physical damage other property 72 hours policy wording Google ↗
ISO business income civil authority coverage 2 consecutive weeks 72 hours physical damage neighboring property Google ↗
Indiana civil authority business interruption insurance access retail property policy interpretation Google ↗
- COVID-19—When Civil Authorities Take over, Are You Covered? · irmi.com
- COMMERCIAL PROPERTY · business.libertymutual.com
- Insurance Topics | Business Interruption and Business Owner Policy · content.naic.org
- BUSINESSOWNERS POLICY · hiscox.com
- Filing a business insurance claim · iii.org
- Business Interruption Insurance/Businessowner's Policies (BOP) · content.naic.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
commercial property insurance civil authority business income coverage access prohibited physical damage other property 72 hours policy wording OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
ISO business income civil authority coverage 2 consecutive weeks 72 hours physical damage neighboring property OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Indiana civil authority business interruption insurance access retail property policy interpretation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |