Real ChatGPT answer + Gemini simulation · index seedsdZkgBjMnDUcompleteAI OverviewParenting and family · family financesinformational
What is the exact monthly cost impact of adding a sixteen-year-old driver with a B average to a Geico family auto insurance policy in suburban Chicago?
ChatGPTgpt-6Geminigemini-3.5-flash-lite3 passes + 1 real-search35 queries10/30/2026
Download run
Gemini unique queries
33
1 in ≥ half the passes · stability 34%
ChatGPT real searches predicted
100%
2 of 2 matched the simulation
Fan-out diagram
Seed → topic clusters → sub-queries, per model.
SEED QUERY
What is the exact monthly cost impact of adding a sixteen-year-old driver with a B average to a Geico family auto insurance policy in suburban Chicago?
33 unique queries · 3 passes
illinois teen driver insurance costs
1 query · 2 hits
how much does car insurance go up when adding a teenager illinois2xGoogle ↗
IMPLICIT
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence. 33 queries are still being classified.
What the models actually searched
Each model answered the query with its own web search. These are the searches it ran, matched to the closest simulated query.
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · click a topic to focus it · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
33 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
how much does car insurance go up when adding a teenager illinois IMPLICIT | Google ↗ AI Mode ↗ | Determine state-level baseline cost increases for teen drivers in Illinois before carrier-specific adjustments. | — | buyers_guide | illinois teen driver insurance costs | 2x of 3 | |
geico add 16 year old driver cost chicago REFORMULATION | Google ↗ AI Mode ↗ | Find the direct cost estimates for adding a teen driver to Geico in Chicago. | — | pricing_page | geico chicago teen driver cost | 1x of 3 | |
geico insurance cost to add 16 year old driver suburban chicago REFORMULATION | Google ↗ AI Mode ↗ | Find specific rate estimates or premium increases from Geico for adding a teenager in the Chicago suburbs. | — | web_article | geico chicago teen driver cost | 1x of 3 | |
geico auto insurance teen driver added cost chicago suburbs REFORMULATION | Google ↗ AI Mode ↗ | Find the estimated cost increase for insuring a teenager with Geico in the Chicago suburban area. | — | web_article | geico chicago teen driver cost | 1x of 3 | |
average geico insurance rate increase for teen driver with b average RELATED | Google ↗ AI Mode ↗ | Understand how a B grade average influences the good student discount for a Geico teen driver. | — | faq_page | geico teen driver rate increases | 1x of 3 | |
how much does geico raise rates for 16 year old driver RELATED | Google ↗ AI Mode ↗ | Understand standard percentage or dollar increases applied by Geico when a 16-year-old is added. | — | faq_page | geico teen driver rate increases | 1x of 3 | |
average geico insurance rate increase teen driver good student discount RELATED | Google ↗ AI Mode ↗ | Understand how a B average impacts the overall good student discount percentage applied by Geico. | — | faq_page | geico teen driver rate increases | 1x of 3 | |
geico good student discount b average high school IMPLICIT | Google ↗ AI Mode ↗ | Determine if a B average qualifies a sixteen-year-old for the Geico good student discount. | — | glossary/definition | geico good student discount gpa | 1x of 3 | |
geico vs progressive teen driver insurance cost comparison COMPARATIVE | Google ↗ AI Mode ↗ | Compare Geico's teen driver add-on pricing with major competitor rates in suburban areas. | — | comparison_table | geico vs competitor rates | 1x of 3 | |
geico vs state farm teen driver insurance cost chicago COMPARATIVE | Google ↗ AI Mode ↗ | Compare Geico's rates for a 16-year-old driver against major competitors in the same market. | — | comparison_table | geico vs competitor rates | 1x of 3 | |
average cost to add 16 year old to car insurance illinois COMPARATIVE | Google ↗ AI Mode ↗ | Compare general Illinois teen insurance costs with specific carrier expectations. | — | comparison_table | illinois teen driver insurance costs | 1x of 3 | |
geico good student discount requirements illinois ENTITY EXPANSION | Google ↗ AI Mode ↗ | Verify the exact GPA cutoff and documentation needed for Geico's good student discount in Illinois. | — | checklist | geico good student discount gpa | 1x of 3 | |
geico car insurance discounts for young drivers ENTITY EXPANSION | Google ↗ AI Mode ↗ | Discover all potential discounts Geico offers that could offset the cost of a teen driver. | — | buyers_guide | geico family and youth discounts | 1x of 3 | |
geico good student discount gpa requirement b average ENTITY EXPANSION | Google ↗ AI Mode ↗ | Verify if a B average (typically a 3.0 or equivalent) qualifies for Geico's good student discount program. | — | glossary/definition | geico good student discount gpa | 1x of 3 | |
cheapest car insurance for families with 16 year old in suburban chicago PERSONALIZED | Google ↗ AI Mode ↗ | Identify the most affordable insurance providers for families with teen drivers in suburban Chicago. | — | review_roundup | suburban chicago insurance factors | 1x of 3 | |
ways to lower premium when adding teenage driver to policy PERSONALIZED | Google ↗ AI Mode ↗ | Find actionable strategies to minimize the financial impact of adding a young driver. | — | how_to_steps | illinois teen driver insurance costs | 1x of 3 | |
tips to lower insurance when adding a teen driver family policy PERSONALIZED | Google ↗ AI Mode ↗ | Discover actionable strategies to reduce the financial impact of adding a young driver to an existing policy. | — | how_to_steps | illinois teen driver insurance costs | 1x of 3 | |
suburban chicago auto insurance rates zip code risk factors RELATED | Google ↗ AI Mode ↗ | Analyze how suburban Chicago location factors into overall auto insurance pricing. | — | dataset | suburban chicago insurance factors | 1x of 3 | |
geico policy endorsement adding driver fee REFORMULATION | Google ↗ AI Mode ↗ | Learn the process and administrative fees associated with modifying an active Geico policy. | — | faq_page | adding teen to geico online | 1x of 3 | |
suburban chicago car insurance zip code rating factors teen driver RELATED | Google ↗ AI Mode ↗ | Understand how suburban Chicago location data affects the risk profile and base rates for new drivers. | — | web_article | suburban chicago insurance factors | 1x of 3 | |
how to add a teenager to existing geico policy online REFORMULATION | Google ↗ AI Mode ↗ | Learn the process and immediate administrative steps for adding a driver to an active Geico policy. | — | how_to_steps | adding teen to geico online | 1x of 3 | |
illinois zip code auto insurance rate differences chicago suburbs RELATED | Google ↗ AI Mode ↗ | Understand how suburban Chicago zip codes affect auto insurance pricing relative to the city. | — | dataset | suburban chicago insurance factors | 1x of 3 | |
adding sixteen year old to car insurance policy coverage options REFORMULATION | Google ↗ AI Mode ↗ | Learn about mandatory and recommended coverage adjustments when a minor is added to a family plan. | — | checklist | illinois teen driver insurance costs | 1x of 3 | |
geico teenage driver surcharge rules and policy changes IMPLICIT | Google ↗ AI Mode ↗ | Understand how insurance companies structure surcharges and risk assignments for minor drivers. | — | pdf_whitepaper | geico family and youth discounts | 1x of 3 | |
state farm vs geico teen driver insurance rates COMPARATIVE | Google ↗ AI Mode ↗ | Compare Geico's rates for teen drivers against major competitors. | — | comparison_table | geico vs competitor rates | 1x of 3 | |
geico auto insurance policy multi car family discount teen ENTITY EXPANSION | Google ↗ AI Mode ↗ | Check how bundle and multi-car discounts interact with a new teen driver addition on Geico. | — | faq_page | geico family and youth discounts | 1x of 3 | |
minimum gpa for geico good student discount IMPLICIT | Google ↗ AI Mode ↗ | Verify if a B average meets the numerical GPA criteria for Geico's discount. | — | product_spec_sheet | geico good student discount gpa | 1x of 3 | |
car insurance calculator estimate cost adding teenager IMPLICIT | Google ↗ AI Mode ↗ | Use an interactive tool to estimate specific monthly premium changes based on driver age and location. | — | calculator/tool | illinois teen driver insurance costs | 1x of 3 | |
parent experiences adding 16 year old to geico reddit RELATED | Google ↗ AI Mode ↗ | Read real-world accounts from parents regarding actual monthly cost increases experienced with Geico. | — | forum/qna | adding teen to geico online | 1x of 3 | |
reddit geico insurance cost adding 16 year old driver RELATED | Google ↗ AI Mode ↗ | Read real-world accounts and shared experiences from actual Geico customers adding teenagers. | — | forum/qna | geico chicago teen driver cost | 1x of 3 | |
do grades affect car insurance rates for teenagers RELATED | Google ↗ AI Mode ↗ | Learn the general industry impact of student grades on insurance premiums. | — | web_article | illinois teen driver insurance costs | 1x of 3 | |
how to add driver to geico app online REFORMULATION | Google ↗ AI Mode ↗ | Find the digital steps required to add a family member to a Geico policy. | — | how_to_steps | adding teen to geico online | 1x of 3 | |
illinois minimum auto insurance requirements for teen drivers REFORMULATION | Google ↗ AI Mode ↗ | Identify legal liability limits required by Illinois state law for licensed 16-year-olds. | — | web_article | suburban chicago insurance factors | 1x of 3 |
Passes
Does another pass still surface new queries? A flattening curve means the fan-out has stabilised.
Geminix = pass, y = cumulative unique queries
| Model | Pass | Target | Generated | Seconds | Tokens (in / out) | Notes |
|---|---|---|---|---|---|---|
| gemini-3.5-flash-lite | 1 | 12 | 12 | — | 937 / 1,424 | |
| gemini-3.5-flash-lite | 2 | 12 | 12 | — | 937 / 1,495 | |
| gemini-3.5-flash-lite | 3 | 10 | 10 | — | 937 / 1,217 |