Would consolidating my high interest private loans with a fintech lender like SoFi or Earnest save me money compared to sticking out the remaining five years with my current variable rate?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Would consolidating my high interest private loans with a fintech lender like SoFi or Earnest save me money compared to sticking out the remaining five years with my current variable rate?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
SoFi student loan refinancing current fixed variable APR rates 2026 official terms fees Google ↗
Earnest student loan refinancing current rates 2026 official terms fees repayment terms Google ↗
- SoFi · frontend-astro-dev.savingforcollege.com
- Earnest · frontend-astro.savingforcollege.com
- Refinance Student Loan - Rates · sofi.com
- How Much You Can Save By Refinancing Student Loans · cnbc.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi student loan refinancing current fixed variable APR rates 2026 official terms fees OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Earnest student loan refinancing current rates 2026 official terms fees repayment terms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |