Real ChatGPT answer · index seedsY5Z9ZHHtxocompleteFinance and banking · personal loansinformational
What factors cause Prosper marketplace lending rates to fluctuate week over week for prime borrowers?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors cause Prosper marketplace lending rates to fluctuate week over week for prime borrowers?
3 real searches · 1 real-search pass
Prosper personal loan rates pricing changes 2026 marketplace lending ratesGoogle ↗
OBSERVEDOther / navigational
Prosper Marketplace personal loan interest rates how rates are determined investor demand loan pricing prime borrowersGoogle ↗
OBSERVEDReason
Prosper investor returns loan pricing risk grades borrower rates marketplace fundingGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Prosper personal loan rates pricing changes 2026 marketplace lending rates Google ↗
Prosper Marketplace personal loan interest rates how rates are determined investor demand loan pricing prime borrowers Google ↗
Prosper investor returns loan pricing risk grades borrower rates marketplace funding Google ↗
- What are loan interest rates? · help.prosper.com
- PROSPER® Prosper Marketplace, Inc. · downloads.regulations.gov
- prosper-20251231 · sec.gov
- prosper-20251231 · sec.gov
- prosper-20260630 · sec.gov
- Borrower APR · prosper.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Prosper personal loan rates pricing changes 2026 marketplace lending rates OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Prosper Marketplace personal loan interest rates how rates are determined investor demand loan pricing prime borrowers OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Prosper investor returns loan pricing risk grades borrower rates marketplace funding OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |