My husband and I are stuck deciding between an FHA loan and a conventional loan for our first family house so what are the pros and cons for middle income parents
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My husband and I are stuck deciding between an FHA loan and a conventional loan for our first family house so what are the pros and cons for middle income parents
3 real searches · 1 real-search pass
CFPB FHA loan vs conventional mortgage insurance FHA upfront annual MIP conventional PMI cancellation 2026Google ↗
OBSERVEDComparison
HUD FHA minimum down payment 3.5 percent credit score 580 mortgage insurance duration officialGoogle ↗
OBSERVEDComparison
Fannie Mae 3 percent down first time home buyer conventional mortgage PMI cancellation officialGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB FHA loan vs conventional mortgage insurance FHA upfront annual MIP conventional PMI cancellation 2026 Google ↗
HUD FHA minimum down payment 3.5 percent credit score 580 mortgage insurance duration official Google ↗
Fannie Mae 3 percent down first time home buyer conventional mortgage PMI cancellation official Google ↗
- FHA loans · consumerfinance.gov
- What is mortgage insurance and how does it work? · consumerfinance.gov
- Homebuyer Frequently Asked Questions · yourhome.fanniemae.com
- What to Know About PMI · yourhome.fanniemae.com
- What You Need To Know About Down Payments · yourhome.fanniemae.com
- HFA Preferred · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB FHA loan vs conventional mortgage insurance FHA upfront annual MIP conventional PMI cancellation 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
HUD FHA minimum down payment 3.5 percent credit score 580 mortgage insurance duration official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae 3 percent down first time home buyer conventional mortgage PMI cancellation official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |