Real ChatGPT answer · index seedsJhseWOVp1ccompleteCareers and HR · layoffs and severanceinformational
can someone explain to me how cobra health insurance works and whether the federal subsidies apply to laid-off workers this year
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
can someone explain to me how cobra health insurance works and whether the federal subsidies apply to laid-off workers this year
3 real searches · 1 real-search pass
2026 federal COBRA premium subsidy laid off workers 2026 ARPA subsidy current law ACA enhanced premium tax credits expiration 2025Google ↗
OBSERVEDConsequence
2026 Marketplace premium tax credit eligibility 400 percent federal poverty level enhanced subsidies expired 2025 IRS CMSGoogle ↗
OBSERVEDReason
COBRA continuation coverage election 60 days 45 days 18 months Department of LaborGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal COBRA premium subsidy laid off workers 2026 ARPA subsidy current law ACA enhanced premium tax credits expiration 2025 Google ↗
2026 Marketplace premium tax credit eligibility 400 percent federal poverty level enhanced subsidies expired 2025 IRS CMS Google ↗
COBRA continuation coverage election 60 days 45 days 18 months Department of Labor Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Questions and answers on the Premium Tax Credit · irs.gov
- Enhanced Premium Tax Credit and 2026 · congress.gov
- HealthCare.gov · healthcare.gov
- Massachusetts Health Connector · mahealthconnector.org
- MassHealth · mass.gov
- U.S. Department of Labor · dol.gov
- Special Enrollment Period · betterhealthconnector.com
- Consumer Alert: Stay Protected During Layoffs and Budget Cuts · mass.gov
- Updates · betterhealthconnector.com
- Repayment caps eliminated for excess advance payments of the Premium Tax Credit · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal COBRA premium subsidy laid off workers 2026 ARPA subsidy current law ACA enhanced premium tax credits expiration 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 Marketplace premium tax credit eligibility 400 percent federal poverty level enhanced subsidies expired 2025 IRS CMS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
COBRA continuation coverage election 60 days 45 days 18 months Department of Labor OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |