Real ChatGPT answer · index seedsHynxBU2OTscompleteFinance and banking · checking and savings accountslocal

How do I configure a direct deposit split with my payroll provider to automatically fund my savings account while avoiding checking account maintenance fees at my local New York bank?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I configure a direct deposit split with my payroll provider to automatically fund my savings account while avoiding checking account maintenance fees at my local New York bank?
1 real search · 1 real-search pass
New York bank checking account monthly maintenance fee waiver direct deposit minimum balance savings account direct deposit split requirementsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
New York bank checking account monthly maintenance fee waiver direct deposit minimum balance savings account direct deposit split requirements Google ↗
  1. Open a Checking Account Online · td.com
  2. Personal Account Maintenance Information · td.com
  3. Disclosures · spring.bank
  4. Banking · ag.ny.gov
  5. Low-cost banking · ag.ny.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York bank checking account monthly maintenance fee waiver direct deposit minimum balance savings account direct deposit split requirements
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1