Real ChatGPT answer · index seedsFJNZuVzhcscompleteFinance and banking · checking and savings accountsbrand

How does the interest checking account at SoFi compare to Marcus by Goldman Sachs when you factor in family direct deposit requirements and current annual percentage yields?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the interest checking account at SoFi compare to Marcus by Goldman Sachs when you factor in family direct deposit requirements and current annual percentage yields?
2 real searches · 1 real-search pass
SoFi Checking and Savings current APY October 2026 qualifying direct deposit requirements family direct deposit eligibilityGoogle ↗
OBSERVEDOther / navigational
Marcus by Goldman Sachs Online Savings current APY October 2026 direct deposit requirementsGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi Checking and Savings current APY October 2026 qualifying direct deposit requirements family direct deposit eligibility Google ↗
Marcus by Goldman Sachs Online Savings current APY October 2026 direct deposit requirements Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi Checking and Savings current APY October 2026 qualifying direct deposit requirements family direct deposit eligibility
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Marcus by Goldman Sachs Online Savings current APY October 2026 direct deposit requirements
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1