How does the pre existing condition clause apply if my New York Life policy was reinstated after a brief lapse in premium payments?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the pre existing condition clause apply if my New York Life policy was reinstated after a brief lapse in premium payments?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
New York Life insurance policy reinstatement pre-existing condition clause reinstatement policy provisions New York Google ↗
New York insurance law life insurance reinstatement preexisting condition clause health insurance reinstatement Google ↗
- NYS Open Legislation · nysenate.gov
- NYSDFS Individual Term Life Product Outline (Last Updated July 8, 2024) · dfs.ny.gov
- New York Insurance Law § 3216 (2025) - Individual Accident and Health Insurance Policy Provisions. :: 2025 New York Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- N.Y. Insurance Law Section 3216 – Individual accident and health insurance policy provisions (2026) · newyork.public.law
- Disability Claim Policies & Procedures · newyorklife.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Life insurance policy reinstatement pre-existing condition clause reinstatement policy provisions New York OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York insurance law life insurance reinstatement preexisting condition clause health insurance reinstatement OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |