Real ChatGPT answer · index seedsA3iYsxUxs4completeFinance and banking · checking and savings accountsinformational

What immediate steps should I take under the Electronic Fund Transfer Act to dispute an unauthorized electronic debit originating from an international merchant on my primary checking account?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What immediate steps should I take under the Electronic Fund Transfer Act to dispute an unauthorized electronic debit originating from an international merchant on my primary checking account?
3 real searches · 1 real-search pass
CFPB Regulation E unauthorized electronic fund transfer 60 days 10 business days provisional credit 45 days international merchant coverageGoogle ↗
OBSERVED
12 CFR 1005.11 error resolution unauthorized EFT 10 business days 45 calendar days provisional creditGoogle ↗
OBSERVED
12 CFR 1005.3 electronic fund transfer outside United States coverage account USGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
CFPB Regulation E unauthorized electronic fund transfer 60 days 10 business days provisional credit 45 days international merchant coverage Google ↗
12 CFR 1005.11 error resolution unauthorized EFT 10 business days 45 calendar days provisional credit Google ↗
12 CFR 1005.3 electronic fund transfer outside United States coverage account US Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB Regulation E unauthorized electronic fund transfer 60 days 10 business days provisional credit 45 days international merchant coverage
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
12 CFR 1005.11 error resolution unauthorized EFT 10 business days 45 calendar days provisional credit
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
12 CFR 1005.3 electronic fund transfer outside United States coverage account US
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1