Real ChatGPT answer · index seeds7JkBLcX1x0completeEducation · financial aid and scholarshipscomparison

Compare SoFi and Earnest for refinancing my MBA loans while managing a fluctuating small business income

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare SoFi and Earnest for refinancing my MBA loans while managing a fluctuating small business income
3 real searches · 1 real-search pass
SoFi student loan refinancing variable income self employed eligibility repayment options MBA loans 2026Google ↗
OBSERVEDComparison
Earnest student loan refinancing self employed income eligibility flexible repayment terms 2026Google ↗
OBSERVEDComparison
SoFi vs Earnest student loan refinance rates fees cosigner release unemployment protection 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi student loan refinancing variable income self employed eligibility repayment options MBA loans 2026 Google ↗
Earnest student loan refinancing self employed income eligibility flexible repayment terms 2026 Google ↗
SoFi vs Earnest student loan refinance rates fees cosigner release unemployment protection 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing variable income self employed eligibility repayment options MBA loans 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Earnest student loan refinancing self employed income eligibility flexible repayment terms 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
SoFi vs Earnest student loan refinance rates fees cosigner release unemployment protection 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1