Real ChatGPT answer · index seeds6Tyxll8bkgcompleteInsurance · business insuranceinformational

How does a stolen commercial vehicle asset claim get payout rates calculated when the van was fully custom-built for plumbing work?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does a stolen commercial vehicle asset claim get payout rates calculated when the van was fully custom-built for plumbing work?
2 real searches · 1 real-search pass
New York commercial auto insurance stolen vehicle actual cash value custom equipment permanently installed upfit coverage claim valuationGoogle ↗
OBSERVEDReason
New York insurance department commercial auto physical damage actual cash value custom equipment theft claim policy valuationGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York commercial auto insurance stolen vehicle actual cash value custom equipment permanently installed upfit coverage claim valuation Google ↗
New York insurance department commercial auto physical damage actual cash value custom equipment theft claim policy valuation Google ↗
  1. COMMERCIAL AUTO · ogs.ny.gov
  2. CA 00 20-Motor Carrier Coverage Form Analysis · rnc-advantageplus.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York commercial auto insurance stolen vehicle actual cash value custom equipment permanently installed upfit coverage claim valuation
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
New York insurance department commercial auto physical damage actual cash value custom equipment theft claim policy valuation
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1