My spouse experienced a job loss right before our refinance closing, so how will our lender recalculate our household debt to income ratio?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My spouse experienced a job loss right before our refinance closing, so how will our lender recalculate our household debt to income ratio?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae employment termination before closing income verification debt-to-income refinance lender job loss 2026 Google ↗
Freddie Mac employment verification before closing borrower job loss income qualification DTI Google ↗
- Fannie Mae employment verification guidelines · selling-guide.fanniemae.com
- Standards for Employment and Income Documentation · selling-guide.fanniemae.com
- Verbal Verification of Employment · guide-selling.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae employment termination before closing income verification debt-to-income refinance lender job loss 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac employment verification before closing borrower job loss income qualification DTI OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |