Real ChatGPT answer · index seedrsOvuUOQlPIcompleteFinance and banking · student loanslocal

Can you compare the current SoFi student loan refinancing rates with Earnest for a household bringing in eighty thousand dollars a year in Dearborn?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare the current SoFi student loan refinancing rates with Earnest for a household bringing in eighty thousand dollars a year in Dearborn?
2 real searches · 1 real-search pass
SoFi student loan refinancing rates current 2026 APR fixed variable autopay eligibility officialGoogle ↗
OBSERVEDOther / navigational
Earnest student loan refinance rates current 2026 APR fixed variable officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational100%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi student loan refinancing rates current 2026 APR fixed variable autopay eligibility official Google ↗
Earnest student loan refinance rates current 2026 APR fixed variable official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing rates current 2026 APR fixed variable autopay eligibility official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Earnest student loan refinance rates current 2026 APR fixed variable official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1