Hey can you compare Chapter 7 and Chapter 13 bankruptcy for a college grad dealing with sudden wage garnishment from an old credit card debt?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Hey can you compare Chapter 7 and Chapter 13 bankruptcy for a college grad dealing with sudden wage garnishment from an old credit card debt?
6 real searches · 1 real-search pass
Pennsylvania wage garnishment consumer debt credit card judgment wages exemption statute 42 Pa.C.S. 8127Google ↗
OBSERVEDReason
United States Courts Chapter 7 Chapter 13 automatic stay means test discharge credit card debt officialGoogle ↗
OBSERVEDReason
Pennsylvania bankruptcy exemptions wildcard homestead federal exemptions 2026 official courtGoogle ↗
OBSERVEDOther / navigational
United States Courts Chapter 7 bankruptcy automatic stay wage garnishment means test discharge credit card debt officialGoogle ↗
OBSERVEDConsequence
United States Courts Chapter 13 bankruptcy automatic stay repayment plan 3 5 years officialGoogle ↗
OBSERVEDConsequence
CFPB wage garnishment debt collection judgment credit card state law bankruptcy automatic stayGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (6)
Classes come from the query-classifier (a local Laya model). 6 of 6 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT6 real searches · gpt-6
Pennsylvania wage garnishment consumer debt credit card judgment wages exemption statute 42 Pa.C.S. 8127 Google ↗
United States Courts Chapter 7 Chapter 13 automatic stay means test discharge credit card debt official Google ↗
Pennsylvania bankruptcy exemptions wildcard homestead federal exemptions 2026 official court Google ↗
United States Courts Chapter 7 bankruptcy automatic stay wage garnishment means test discharge credit card debt official Google ↗
United States Courts Chapter 13 bankruptcy automatic stay repayment plan 3 5 years official Google ↗
CFPB wage garnishment debt collection judgment credit card state law bankruptcy automatic stay Google ↗
- Chapter 81. - Title 42 · legis.state.pa.us
- Section 8127.0 - Title 42 · palegis.us
- Chapter 13 · uscourts.gov
- Chapter 7 · uscourts.gov
- Chapter 7 · uscourts.gov
- Discharge in Bankruptcy · uscourts.gov
Semantic map
Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.
Colour
SimulatedReal search
Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +
Queries
6 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Pennsylvania wage garnishment consumer debt credit card judgment wages exemption statute 42 Pa.C.S. 8127 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
United States Courts Chapter 7 Chapter 13 automatic stay means test discharge credit card debt official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Pennsylvania bankruptcy exemptions wildcard homestead federal exemptions 2026 official court OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
United States Courts Chapter 7 bankruptcy automatic stay wage garnishment means test discharge credit card debt official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
United States Courts Chapter 13 bankruptcy automatic stay repayment plan 3 5 years official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB wage garnishment debt collection judgment credit card state law bankruptcy automatic stay OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |