Real ChatGPT answer · index seedrlWXE4urUeYcompleteFinance and banking · credit scores and repairinformational
What is the difference between a credit score drop from closing an old credit card versus keeping it open with a zero balance for our household?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the difference between a credit score drop from closing an old credit card versus keeping it open with a zero balance for our household?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO closing credit card account impact utilization age account remains on credit report 10 years official Google ↗
Experian closing credit card zero balance utilization credit history closed account remains report 10 years Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- Closed Accounts Will Remain in Your Credit History for up to 10 Years · experian.com
- How to Decide Whether It's Time to Close a Credit Card · myfico.com
- Does it hurt my credit to close a credit card? · proxy.goincop1.workers.dev
- How credit limit decreases can affect your score · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO closing credit card account impact utilization age account remains on credit report 10 years official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian closing credit card zero balance utilization credit history closed account remains report 10 years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |