What specific documents do lenders request from a 1099 contractor compared to a W-2 employee when qualifying for an FHA versus a conventional loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific documents do lenders request from a 1099 contractor compared to a W-2 employee when qualifying for an FHA versus a conventional loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FHA mortgage self-employed borrower documentation tax returns 1099 Schedule C current profit loss statement HUD handbook 4000.1 Google ↗
Fannie Mae Selling Guide self-employed income documentation tax returns 1099 borrower W-2 paystubs W-2 forms Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Standards for Employment and Income Documentation · selling-guide.fanniemae.com
- Tax Return and Transcript Documentation Requirements · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FHA mortgage self-employed borrower documentation tax returns 1099 Schedule C current profit loss statement HUD handbook 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae Selling Guide self-employed income documentation tax returns 1099 borrower W-2 paystubs W-2 forms OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |