We are trying to restructure our retirement finances to include my spouse's old student loan payments. Can you help me build a monthly debt-repayment budget spreadsheet using current interest rates?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We are trying to restructure our retirement finances to include my spouse's old student loan payments. Can you help me build a monthly debt-repayment budget spreadsheet using current interest rates?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 current federal student loan interest rates 2026-2027 undergraduate graduate PLUS official Google ↗
2026 current retirement savings contribution limits IRS 2026 official Google ↗
- Interest Rates for Federal Student Loans · edfinancial.studentaid.gov
- Annual Notice of Interest Rates for Fixed-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program · thefederalregister.org
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current federal student loan interest rates 2026-2027 undergraduate graduate PLUS official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 current retirement savings contribution limits IRS 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |