Real ChatGPT answer · index seedrguO01OoEfwcompleteFinance and banking · checking and savings accountscomparison
What triggers a negative entry on a ChexSystems report when closing an old credit union checking account, and how long does it stay on file?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What triggers a negative entry on a ChexSystems report when closing an old credit union checking account, and how long does it stay on file?
3 real searches · 1 real-search pass
ChexSystems how long information stays on file five years account closure consumer report officialGoogle ↗
OBSERVED
ChexSystems consumer rights FAQ reported information retention period 5 years officialGoogle ↗
OBSERVED
CFPB checking account closed in good standing ChexSystems negative report overdraft unpaid balanceGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
ChexSystems how long information stays on file five years account closure consumer report official Google ↗
ChexSystems consumer rights FAQ reported information retention period 5 years official Google ↗
CFPB checking account closed in good standing ChexSystems negative report overdraft unpaid balance Google ↗
- Chex Systems, Inc. · chexsystems.com
- How long does negative information stay on ChexSystems & EWS reports? · www2.helpwithmybank.gov
- Consumer Financial Protection Circular 2023-02: Reopening deposit accounts that consumers previously closed · consumerfinance.gov
- ChexSystems website · chexsystems.com
- How do I get a copy of my checking account consumer report? · consumerfinance.gov
- Will it hurt my credit if my bank or credit union closed my checking account? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ChexSystems how long information stays on file five years account closure consumer report official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
ChexSystems consumer rights FAQ reported information retention period 5 years official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB checking account closed in good standing ChexSystems negative report overdraft unpaid balance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |