Is a high yield savings account safer than a certificate of deposit for keeping my emergency fund liquid while earning decent interest?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a high yield savings account safer than a certificate of deposit for keeping my emergency fund liquid while earning decent interest?
1 real search · 1 real-search pass
FDIC deposit insurance coverage savings accounts CDs early withdrawal penalty emergency fund CFPBGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FDIC deposit insurance coverage savings accounts CDs early withdrawal penalty emergency fund CFPB Google ↗
- Deposit Insurance · fdic.gov
- Deposit Insurance FAQs · fdic.gov
- FDIC BankFind tool · banks.data.fdic.gov