Real ChatGPT answer · index seedrGa8lL0iQWYcompleteAutomotive · car buying processinformational

How do car dealerships calculate loan interest rates and what factors determine the annual percentage rate they offer a buyer?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do car dealerships calculate loan interest rates and what factors determine the annual percentage rate they offer a buyer?
2 real searches · 1 real-search pass
CFPB auto loan dealer interest rate markup APR factors credit score loan term down paymentGoogle ↗
OBSERVED
FTC auto financing dealer markup interest rate buy rate APR auto loanGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB auto loan dealer interest rate markup APR factors credit score loan term down payment Google ↗
FTC auto financing dealer markup interest rate buy rate APR auto loan Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB auto loan dealer interest rate markup APR factors credit score loan term down payment
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FTC auto financing dealer markup interest rate buy rate APR auto loan
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1