Real ChatGPT answer · index seedrEZDntgFTB4completeFinance and banking · investing and brokeragesbrand

Is SoFi checking and savings really offering better rates than capital one 360 right now without requiring direct deposit minimums?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is SoFi checking and savings really offering better rates than capital one 360 right now without requiring direct deposit minimums?
2 real searches · 1 real-search pass
SoFi checking savings APY October 2026 direct deposit requirement minimum direct deposit official ratesGoogle ↗
OBSERVED
Capital One 360 checking savings APY October 2026 official rates direct deposit requirementGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi checking savings APY October 2026 direct deposit requirement minimum direct deposit official rates Google ↗
Capital One 360 checking savings APY October 2026 official rates direct deposit requirement Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi checking savings APY October 2026 direct deposit requirement minimum direct deposit official rates
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Capital One 360 checking savings APY October 2026 official rates direct deposit requirement
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1