I want to compare the current mortgage rates and loan programs offered by online credit unions versus traditional banks for a first-time homebuyer with moderate savings.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I want to compare the current mortgage rates and loan programs offered by online credit unions versus traditional banks for a first-time homebuyer with moderate savings.
3 real searches · 1 real-search pass
current mortgage rates October 31 2026 30 year fixed Freddie Mac weekly PMMS mortgage ratesGoogle ↗
OBSERVEDReason
online credit union mortgage rates first time homebuyer low down payment 2026 Navy Federal Alliant PenFedGoogle ↗
OBSERVEDOther / navigational
traditional bank mortgage rates first time homebuyer low down payment programs 2026 Bank of America Chase Wells FargoGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
current mortgage rates October 31 2026 30 year fixed Freddie Mac weekly PMMS mortgage rates Google ↗
online credit union mortgage rates first time homebuyer low down payment 2026 Navy Federal Alliant PenFed Google ↗
traditional bank mortgage rates first time homebuyer low down payment programs 2026 Bank of America Chase Wells Fargo Google ↗
- Mortgage Rates · freddiemac.com
- Mortgages · alliantcreditunion.org
- No Down Payment Mortgage Loans · navyfederal.org
- Home Loans and Mortgages · penfed.org
- Bank of America Loan Rates · loanmateai.com
- Mortgage Loan Options for Home Buyers · chase.com
- First-time Home Buyer Information, Tools and Resources · bankofamerica.com
- Home Loan Options · virginiahousing.com
- Down Payment Assistance Grant for Homebuyers · virginiahousing.com
- Mortgage Loans for Home Buying, Building, or Refinancing · andrewsfcu.org
- Best Credit Union Mortgage Lenders of November 2026 · nerdwallet.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
current mortgage rates October 31 2026 30 year fixed Freddie Mac weekly PMMS mortgage rates OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
online credit union mortgage rates first time homebuyer low down payment 2026 Navy Federal Alliant PenFed OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
traditional bank mortgage rates first time homebuyer low down payment programs 2026 Bank of America Chase Wells Fargo OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |