Real ChatGPT answer · index seedr7BtFgjFTMIcompleteAutomotive · auto financing and leasingcommercial

I just started my first job and want to know if local credit unions consistently beat big national banks for used car auto loan interest rates.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I just started my first job and want to know if local credit unions consistently beat big national banks for used car auto loan interest rates.
2 real searches · 1 real-search pass
2026 credit union vs bank used auto loan rates used car current ratesGoogle ↗
OBSERVEDComparison
2026 used car auto loan rates credit unions vs national banks average rates first time borrowerGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT2 real searches · gpt-6
2026 credit union vs bank used auto loan rates used car current rates Google ↗
2026 used car auto loan rates credit unions vs national banks average rates first time borrower Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 credit union vs bank used auto loan rates used car current rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
2026 used car auto loan rates credit unions vs national banks average rates first time borrower
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1