Real ChatGPT answer · index seedr5WHAaQlp14completeInsurance · auto insurancebrand

My credit score dipped slightly this year due to some medical bills, and now my Mercury insurance quote skyrocketed. Do companies like Geico ignore medical debt when calculating auto insurance rates?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My credit score dipped slightly this year due to some medical bills, and now my Mercury insurance quote skyrocketed. Do companies like Geico ignore medical debt when calculating auto insurance rates?
2 real searches · 1 real-search pass
Arizona auto insurance credit-based insurance score medical debt collections law insurers medical bills 2026 GEICO underwritingGoogle ↗
OBSERVED
GEICO auto insurance credit score medical debt excluded insurance score medical collectionsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Arizona auto insurance credit-based insurance score medical debt collections law insurers medical bills 2026 GEICO underwriting Google ↗
GEICO auto insurance credit score medical debt excluded insurance score medical collections Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Arizona auto insurance credit-based insurance score medical debt collections law insurers medical bills 2026 GEICO underwriting
OBSERVED
Google ↗
AI Mode ↗
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of 1
GEICO auto insurance credit score medical debt excluded insurance score medical collections
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1