My twenty-two year old just got into a major car accident and we are worried about liability exceeding our auto limits. Do young adults living at home need their own umbrella policy today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My twenty-two year old just got into a major car accident and we are worried about liability exceeding our auto limits. Do young adults living at home need their own umbrella policy today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Florida umbrella insurance resident relatives adult child household auto accident liability coverage policy terms 2026 Google ↗
Florida personal umbrella insurance resident relative adult child household member auto liability coverage named insured exclusions Google ↗
- Who is Covered By a Personal Umbrella Policy? · allstate.com
- Does Umbrella Insurance Cover Everyone in My Household? | Blog · hamfox.com
- PERSONAL UMBRELLA LIABILITY PROGRAM ARCHIVE · rnc-advantageplus.com
- What’s an Umbrella Policy? · content.naic.org
- Florida Department of Financial Services auto insurance guide · myfloridacfo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Florida umbrella insurance resident relatives adult child household auto accident liability coverage policy terms 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Florida personal umbrella insurance resident relative adult child household member auto liability coverage named insured exclusions OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |