How do insurance companies calculate actual cash value versus replacement cost when my five year old television gets destroyed in a kitchen fire?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate actual cash value versus replacement cost when my five year old television gets destroyed in a kitchen fire?
1 real search · 1 real-search pass
homeowners insurance actual cash value replacement cost personal property depreciation recoverable depreciation television claim MichiganGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
homeowners insurance actual cash value replacement cost personal property depreciation recoverable depreciation television claim Michigan Google ↗
- Your Guide to Homeowners Insurance · michigan.gov
- Homeowners Insurance Replacement vs Repair Cost Policies · michigan.gov
- Dupree v. Auto-Owners Insurance Company :: 2014 :: Michigan Supreme Court Decisions :: Michigan Case Law :: Michigan Law :: U.S. Law :: Justia · law.justia.com
- BV_Mi497_FINAL · courts.michigan.gov